Despite good warning systems for detecting natural disasters, they still occur and surprise homeowners, or become far worse than expected. Good preparedness can mean the difference between being safe, and comfortably waiting out the event at home, versus being miserable—cold, hungry, and in danger.
Take the time to set up a secure shelter in your home's basement or lower level, which might include a generator if that's in the budget. Also, purchase the right homeowner's insurance before you need it in case you must replace parts of your house that get damaged. Here are essentials from the Federal government's FEMA site and Red Cross:
Disaster Kit Essentials
Set these together in a designated go-to spot in your basement that everyone in the family know about:
First Aid Supplies
This separate kit recommended by the Red Cross will aid a family of four; adjust essentials for your family size:
A finished basement not only adds extra square footage to enjoy, it boosts the resale value.
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